Blog

WHIP+

The Wildlife and Hurricane Indemnity Program (WHIP+) was born from hurricanes Michael, Florence, and Dorian as well as covered natural disasters.  Although this program authorized the money, it did not have specific language or geographical spread on where or how the money was to be dispersed.  An additional supplement was attached to it in 2019…
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Fall Revenue Prices Finalized

The final fall revenue prices have been announced.  Below are the trigger charts for soybeans and corn, along with sunflower prices. 2019 Soybean Trigger Chart 2019 Corn Trigger Chart Oil Sunflowers Projected Price – $.167 Harvest Price – $.161 Confectionery Sunflowers Projected Price – $.225 Harvest Price – $.219
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FSA Program Elections

In a word – challenging.  This has been the theme since the farm bill passage last December so why would the harvest be any different?  Over the last three weeks our office has been deeply involved with conveying North Dakota issues to our D.C. counterparts, RMA administrators, and legislators.  We continue to try and find…
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Supporting Prevented Plant Disaster Payments

Supporting Prevented Plant Disaster Payments AIPs (Approved Insurance Providers) are preparing to support the Prevented Plant (PP) supplemental disaster payments, which is providing assistance to producers who were prevented from planting eligible crops due to excess precipitation, flood, storm surge, and other calamities in the 2019 crop year. (This is WHIP, Wildlife and Hurricane Indemnity…
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Producers to Receive Automatic Prevented Planting ‘Top-Up’ Payments

The U.S. Department of Agriculture (USDA) announced today that producers currently participating in federal crop insurance who had in 2019 a payable prevented planting indemnity related to flooding, excess moisture or causes other than drought will automatically receive a “top-up” payment. Producers will receive the payment from their Approved Insurance Providers (AIPs) starting in mid-October.…
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MFP Update & Disaster Program Broad Strokes

The Market Facilitation Program 2 was initially started in Senator Hoeven’s office shortly or even before MFP 1 was released. To date, the MFP 2 has released $2.5 billion of the $14.5 billion allocated. In North Dakota this is a mixed bag with a lot of counties not accepting applications at this time, or not…
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HERITAGE INSURANCE

As an independent insurance agency, our goal is to assist you in all your insurance needs. We will help you manage and plan for all your potential risks. As professionals, we assess your needs and offer you a variety of insurance products to choose from.

Service, whether it is in response to an insurance claim or general question, is the most important value we offer you.

We work hard to build a trusted relationship with our customers. We strive to make you feel both comfortable with and confident in our abilities by acting as your consultant. We are an organization dedicated to our customers. We seek out the best companies that offer the appropriate coverage's at a fair price.