We'll Shop Insurance For You

With so many insurance companies out there it’s difficult to know where to turn. We shop multiple companies for you and find what fits you best.

Bodily Injury

We’ll make sure to check possible discounts and ensure your saving money where you can.

Comprehensive Coverage

There where when you need us. Filling a claim or answering a question related to your policy is only a phone call away.

Fleet Vehicle Replacement

When a vehicle becomes totaled, you can replace with the same or similar model to keep your business on track without skipping a beat.

Rental or Leased Vehicle Coverage

Many businesses rely on rental and leased vehicles to fill out their company fleet of vehicles. That’s why we offer coverage for all rented and leased vehicles within your fleet of vehicles.

About Business Auto Insurance

These are some factors (not all) that Heritage Insurance Agents will assess in determining which of our companies fits your risk management needs. We will then shop the price to ensure the best fit within those companies. 

Business Auto Insurance Defined:

Business auto liability insurance helps cover the financial responsibility if you or an employee is at fault in an accident and people are injured or property is damaged.

Types of Commercial Autos :

  • Private Passenger
  • Farm Vehicles
  • Antique Autos
  • Light Trucks
  • Medium Trucks
  • Heavy Trucks
  • Truck-Tractors
  • Semi-Trailers
  • Service/Utility Trailers 

Coverage Options:

  • Liability
  • Comprehensive Coverage
  • Collision Coverage
  • Transportation Expense
  • Audio-Visual & Data Equipment
  • iPads, iPods, & GPS systems
  • Special or Customized Equipment
  • Auto Loan/Lease Coverage
  • Drive Other Car Coverage
  • Non-Ownership Liability
  • Hired Autos 

Things to Consider:

1. Usage of the vehicles

  • Service, retail, commercial, farm

2. Radius of how far you are driving

  • Local (0-50 miles), Intermediate (51-200 miles)

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