Motorcycle Collision

Collision

Damage to your vehicle that results from a collision with another vehicle or object can be covered under this plan.

Bodily Injury

Bodily Injury

This covers injuries sustained by you or others resulting from an automobile accident.

Comprehensive Coverage 1

Uninsured and Underinsured Motorists

If an accident occurs with a driver who is uninsured or underinsured you can be reimbursed for the total cost of the accident.

Uninsured

Comprehensive Coverage

Comprehensive insurance covers pretty much everything collision coverage does not. Theft, fire, falling objects, vandalism, contact with animals, weather damage, and windshield cracks.

Motorcycle Illustration

More About Motorcycle & ATV Insurance

These are some factors (not all) that Heritage Insurance Agents will assess in determining which of our companies fits your risk management needs. We will then shop the price to ensure the best fit within those companies.

Factors for Motorcycle & ATV Insurance Premiums

The following factors can affect your Motorcycle & ATV Insurance Premiums:

Age

Age

Driveing Experience

Driving experience

Director Officer Liability Insurance

Driving record

Credit Score

Credit score

Financially Stable

Financial stability

Atv Type

Type of cycle/ATV

Motorcycle Value

Value of the cycle/ATV

Engine Size 1

Engine size

Coverages for Motorcycle & ATV Insurance Policies

Bodily Injury/Property Damage Liability

Includes passenger liability.

Uninsured/Underinsured Motorist coverage

If an accident occurs with a driver who is uninsured or underinsured you can be reimbursed for the total cost of the accident.

Physical Damage

Total Loss Replacement - Replaces insured’s camper, motorcycle, or ATV with a brand new one of similar make and quality.

Actual Cash Value - Subtracting depreciation from replacement cost.

Agreed Value - In the event of a loss the stated amount is paid without any adjustment for depreciation or appreciation.

Medical Payments

Be sure this limit is enough to cover a driver and a passenger as it is a total amount, not per person.

Optional Coverage

  • Accessory coverage
  • Transport Trailer coverage
  • Roadside Assistance
  • Comprehensive and Collision coverage
  • Trip Interruption
  • Rental Vehicle coverage
  • On-road coverage for off-road vehicles

Have a Question?

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