RMA released the PM-25-054 – Rainfall Index Basic Provisions on August 29, 2025. One of the changes to the RI Basic Provision is to require leases or lease certification forms to be signed and submitted on or before the acreage reporting date and must be effective for the crop year. Per the Rainfall Index Insurance…

  REPLANT The replant acres must be at least the lesser of 20 acres of 20% of the insured planted acreage for the unit. Self-Certification replant inspections for up to 100 acres per unit If insureds have basic or enterprise units, the 100-acre limitation can be applied for each of the underlying databases that could…

The Livestock Forage Disaster Program (LFP) is available for the following ND counties. Billings Dunn Mckenzie McLean Mountrail Williams This program provides payment per head or acre for grazing losses due to drought. These counties are currently eligible for 3 months worth of payments, if the drought persists, they will automatically receive additional payments up…

Cattle & Ranch Report   May 8th, 2024   Live Cattle: Open interest plummeted on Tuesday’s mildly higher trade.  With beef production having caught up with last year, and no indications of the packer offering to slaughter more to decrease beef prices, the rationing of beef continues and makes for less demand for cattle.  Further…

  Cattle & Ranch Report Heritage insurance is proud to partner with Chris Swift of Swift Trading company and author of shootinthebull.  This partnership will allow us to distribute his market commentary to our cattle and ranchers via text.  Eash day we will send out a text of his for insight into the cattle trading.…

Welcome Aboard, Morgan! We now have our very own program specialist on staff! Morgan will be out of our Oakes office location but will serve all locations. She has vast experience working for FSA, and will serve as a liaison to help you with all your paperwork for FSA.   She can be reached at…

Revenue Loss Assistance: This program is now open, and applications have either been mailed to you from FSA or are available to download to your computer.  This program currently does not have a deadline date but would be awesome if we wrapped it up before we hit the field. Emergency Relief Program 2022 (ERP) will…

We are closing in on the sales closing deadline of March 15th.  All crops, options, and coverage levels must be selected by this date.  Important to note that if we do not have current production for 2023 that we cannot guarantee accuracy of quotes or coverage.  So please make sure to get the remaining production…

If you have any questions or concerns about the pricing, please do not hesitate to call the office.

February is Children’s Dental Health Month, and we’re emphasizing the significance of oral care right from the start. Empower your family-based clients with this helpful information as they lay the foundation for their kids’ oral health.     A journey through children’s dental health Prenatal Care Baby’s teeth begin forming in the womb around week…