Allen’s Fall 2026 Checklist CLAIMS Please report all claims as soon as possible, even if you expect the loss to be near the threshold. Early reporting allows us to review and process claims before a future high-dollar audit is triggered. Keep accurate production records for each field in case a loss leads to an audit.…

RMA RAINFALL POLICY UPDATES DATA CHANGE: The RMA has switched their data source as of August 31st from the National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center (CPC) to the NOAA National Center for Environmental Information (NCEI). The NCEI data considers elevation, this should be more accurate. There may be a grid adjustment for…

Below is the link to Derik’s Fall Checklist: Claims ARC/PLC Margin Coverage Option (MCO) Derik_Fall_2026_Checklist (Click to view)

Fall Checklist   CLAIMS: Please make sure to report all claims as soon as possible, even if they are on the bubble. We would like to get them worked and released as soon as possible Because high-dollar audits could be triggered in the future, it is vitally important to keep accurate records of every field. …

Fall Checklist   CLAIMS: Please make sure to report all claims as soon as possible, even if they are on the bubble. We would like to get them worked and released as soon as possible Because high-dollar audits could be triggered in the future, it is vitally important to keep accurate records of every field. …

The fact sheet attached will give you a bunch of information about Margin Coverage Option (MCO), which is basically a hybrid of ECO and Margin Protection. MCO is available on corn, soybeans, and wheat in ND. The sales closing date to add MCO is 9/30. There are two major differences in MCO and ECO, and…

By now all billings for MPCI, hail, and rainfall have been mailed.  On August 5th , RMA directed all Approved Insurance Providers to allow additional time for policyholders to make payment for premium and administrative fees. The standard billing dates for MPCI are August 15th, with no interest attaching to the premium until after October…

Important USDA Disaster Assistance Programs Update for Livestock Producers We want to make sure you are aware of available federal disaster assistance programs for livestock producers impacted by qualifying drought conditions. Please review the program details and eligible counties below to see if your operation qualifies. 1.  Livestock Forage Disaster Program (LFP) Purpose: Provides compensation…

Join Our Growing Team as an Insurance Servicing Agent in Hazen! Heritage Insurance Services, a well-established, family-owned independent insurance agency with 16 offices across North Dakota, is looking for a motivated, service-oriented individual to join our Hazen team as an Insurance Servicing Agent.  If you enjoy building relationships, helping people find the right solutions, and serving…

Important Date Even though the deadline to report acres to the office was July 15th, we are still processing all the data to get approved schedules mailed out to insureds. If you have received your binder in the mail or delivered to you, you will notice that it contains your hail billing, schedules of insurance,…