About Farm & Ranch Auto Insurance
These are some factors (not all) that Heritage Insurance Agents will assess in determining which of our companies fits your risk management needs. We will then shop the price to ensure the best fit within those companies.
Our Farm & Ranch agents can provide flexible coverages and broad protection needed by today’s successful farm and ranch owners for all their farm auto insurance or ranch auto insurance needs for a peace of mind.
Auto and Vehicle Coverages:
The following farm and ranch auto or vehicles covered by Heritage Insurance on the following:
- Tractor-Trailer Units
- Farm Trucks
- Personal Vehicles
- Maintenance Vehicles
- Utility Vehicles or Utility Trailers
- Comprehensive Liability-
Provides liability coverage for any auto owned, leased, or borrowed.
- Hired Auto Liability-
Extends liability coverage to autos hired, leased, or borrowed, other than for autos owned by you, or your partners.
- Hired Auto Physical Damage-
Provides comprehensive coverage with a deductible of your choosing and Collision coverage with a deductible of your choosing.
- Employers Non-Ownership Liability-
Provides liability coverage for private passenger autos the named insured does not own or hire that are used in connection with the named insureds farm (including autos owned by the named insureds employees). Coverage is also provided for commercial autos that you do not own or hire and are used occasionally and infrequently by the named insured’s business.