Business Auto Insurance

About Business Auto Insurance or Car Insurance

These are some factors (not all) that Heritage Insurance Agents will assess in determining which of our companies fits your risk management needs. We will then shop the price to ensure the best fit within those companies.

Business Auto Insurance Defined:

Business auto liability insurance helps cover the financial responsibility if you or an employee is at fault in an accident and people are injured or property is damaged.


Types of Commercial Autos :

  • Private Passenger
  • Farm Vehicles
  • Antique Autos
  • Light Trucks
  • Medium Trucks
  • Heavy Trucks
  • Truck-Tractors
  • Semi-Trailers
  • Service/Utility Trailers


Coverage Options:

  • Liability
  • Comprehensive Coverage
  • Collision Coverage
  • Transportation Expense
  • Audio-Visual & Data Equipment
  • iPads, iPods, & GPS systems
  • Special or Customized Equipment
  • Auto Loan/Lease Coverage
  • Drive Other Car Coverage
  • Non-Ownership Liability
  • Hired Autos


Things to Consider:

1. Usage of the vehicles

  • Service, retail, commercial, farm

2. Radius of how far you are driving

  • Local (0-50 miles), Intermediate (51-200 miles)